Business verification (KYB)
KYB verifies a company rather than an individual: registry data, ownership (UBOs), directors, documents, and screening, with an optional agentic review path for scale.
What it does
- Collects business identity and structure (legal entity, addresses, key people)
- Cross-checks sources and uploaded evidence
- Tracks moderation and PEP / sanctions statuses through the case lifecycle
- Records an audit trail of submissions, document requests, and review actions
- Can run the agentic review engine to draft findings under policy guards
How it differs from KYC
| KYC | KYB | |
|---|---|---|
| Subject | Natural person | Legal entity + related people |
| Primary evidence | ID document, liveness, PoA | Registry, ownership, corporate docs |
| Typical outcome | Flow result for an individual | Business case with multi-party data |
| Integration | Flow steps + webhooks | Dashboard + API-oriented review (see KYB guide) |
Statuses to know
Moderation moves through ACQUIRING → PENDING_MODERATION / REVIEW_REQUIRED → SUCCESS or FAILED. PEP & sanctions use PENDING, IN_PROGRESS, REVIEW, SUCCESS, FAILED. Details: Statuses and codes.
Configure and operate
→ KYB guide · Agentic review engine
Related
- AML overview, person and entity screening concepts
- Scoring, organization-defined risk scores
- Sandbox and go-live